Here’s the deal. I’m a healthy guy in my early 30s and am considering leaving my employer to work as a freelancer. If I do, I can’t decide whether to rollover my Health Savings Account to another provider.
I’ve got a Health Equity HSA that my company contributes to on a regular basis. Health Equity has been fine—probably good considering the state of healthcare software—but they are going to charge me $4/mo plus fees for statements if I leave. It seems a bit steep.
I also subscribe to the Mad Fientist’s philosophy of keeping receipts and paying medical expenses out of pocket. I’m trying to invest as much of my HSA as possible into index and low-cost mutual funds.
In short who has the best rates and options for investments? What’s the best HSA provider for me?
Also, @sam if this isn’t the right place for this type of conversation, I can remove it. I’m sure people on reddit personal finance and bogleheads have an opinion, but wanted to see what people here thought.